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Our Featured Product

At Retire on Time, we want to share all the necessary information with you so you can create the best plan for retirement. Wisdom Structured Investments has an innovative product that we think you will be helpful to you.

Are you interested in an investment that offers 2:1 leverage, principal protection and gives 100% positive price return in the S&P/TSX 60 Index over a 10 year term, if held to maturity?

Watch this 90 preview video.

Please see our Confidential Offering Memorandum: Offered only to qualified investors eligible under securities exemptions.

Principal 100% Protected

Your principal is fully protected by a Canadian Schedule 1 Bank, if held to maturity.

Leverage: 2:1

Returns generated on 100% of Unit Issue Price with only 50% paid upfront, if held to maturity.

Potential No Cap Return

A participation rate of 100% on the positive price return of the S&P/TSX 60 index with no cap, if held to maturity.

If you are looking for more information on this product, please fill in the form.

We can answer any questions you may have.

If you want to contact us at any time please feel free to email

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Retire On Time

Helping Canadians Build a Healthier Financial Future™